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Heidi Johnson, Realtor. ePro Certified & Notary is Proudly Serving the Houston, Texas Area & the Surrounding Suburbs. Marketing to get your home SOLD! Personalized Customer Service for YOU!

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Mortgage Information Loan Programs and more

 Scroll Down for the "A" List Lenders on Eprohomes.net!

 also see:

Scroll down to the very  bottom for Government programs- FREE MONEY!! - Also Credit eBook! 

 

 

Make sure you say HEIDI JOHNSON sent you, ask

for any discounts for the month.

 

How to I get my FICO score?  click here 

 

FREE FICO Score try www.quizzle.com

 

or   www.creditsesame.com

Scroll down the page for more great information!

 

 

I need a calculator for:

 Refinancing, For a car - to buy or lease, Should I rent or buy a home?

CD percentages,  basically every financial calculator is here - click 


 

Closing Cost in Texas vs the U.S.  - See how we rate  - click here

 


 

 

 

Terry Traylor

Cell/Text 713-705-1244

Fax: 1-800-450-4157

terry.traylor@nflp.com

NMLS# 246966

Mention my name Heidi Johnson when calling. 

He works weekends!

 

Go to his easy ONLINE application website and get a quote

super fast!  Click here for a quick prequal!

 

Need his business card? Click here

 

First Time Home Buyers - Moving UP Homes - VA Loans - Investment

 


 

Please say you saw it on EPROHOMES.net - Heidi Johnson, Realtor

 

 

 

David Pokorny - Coldwell Banker Mortgage

 

 

 

 

   Coldwell Banker Mortgage

NMLS# 284206

Phone: 936-525-8630

Fax: 800-530-6775

Email: david.pokorny@mortgagefamily.com

 

  • Buyers tools 

 

 

 

Note: If you are a veteran, please give me a call! We don't charge extra fees!* 


 

 

 

Hey, Give Bob a call

today! He will answer

any questions you may have! Don't forget to mention you saw it from Heidi Johnson website!

 

 

 

 

Bob Anderson

MLS# 216506

SWBC Mortgage

26+ years in the business

VA LOANS  - Regular Home Loans - Luxury Homes

email: eloanbob@mtgtx.com

832-381-2230

 

1544 Sawdust Rd, #110
The Woodlands, TX 77380
Direct - (832) 381-2230
Fax - (832) 381-2231
Cell - (281) 728-9246


  

You can apply online! Just click here

 

   


If you don't have perfect credit give me a call. Don't forget to mention Heidi Johnson at Coldwell Banker - Champions office!

   

 

 

 

Victor Owens
Patriot Bank Mortgage - Branch Manager

17+ years in the business

 

Pre Qualification Calculator click here 

 

 

 

 

 

 

  • I want to get a loan "What are the steps?"  click here for more

 

  • I have 1,000 questions, please answer! 
    click here

 

Email: vowens@patriotbankusa.com

Website:  click here

Office Phone:281-822-8882

Cell Phone:713-829-5225 

Fax:713-400-8905

San Felipe - Houston, TX 77063
Toll Free Phone: 888-219-9100  

To apply online for for a print out of the loan prequalifying papers - click here

To check the status of your loan - click here

 


If you don't have perfect credit give me a call.

Don't forget to mention Heidi Johnson at Coldwell Banker - Champions office!

 

Derek Taylor

713-539-1406

Cherry Creek Mortgage

 

20333 State Highway 249, Suite 200
(Chasewood Bank Building)
Houston, Texas 77070
Phone: 281-378-8053
Web Address: www.loanwithderek.com
dtaylor@ccmclending.com

 

 

 

 

 

 

 


 Don't forget to mention you saw

 it on eprohomes.net, Heidi Johnson's Realtor Website!

 

Edward Kampf
Mortgage Banker
NMLS #262323
11222 Richmond Ave. #235
Houston, TX 77082
713-528-7100

website click here

713-298-1449 cell


 

 

 

 

 

President 2010-2011

 

 

 

"Get a quote in a Second"  click here

 


 

If you don't have perfect credit give me a call.

Don't forget to mention Heidi Johnson

at Coldwell Banker - Champions office!

 

Know more about your credit score by clicking here.

What is FICO?

 

This is a nice Mortgage qualifier - click here

Mike Lesmeister, CRMS,CMPS

email: mikel@hlstx.com

NMLS # 194146

SML # 74576

3845 FM 1960 West

Suite 193

Houston, TX  77068

832-286-1601

832-286-1592

 


 Don't forget to mention you saw

 it on eprohomes.net, Heidi Johnson's Realtor Website!

 

  Click here to go to their website -

online approvals for all kinds of home or refinancing loans.

 

The have a 15 minute update on the Dow Jones and Fannie Mae! Cool charting!

Courtesy of Larry Baer  - click here for sample of Market Alert

 

Houston - Loan Agent

Houston:Houston Loan Officer (RMLO #304627)
908 Town & Country Blvd # 120
Houston, Tx 77024
(281) 970-1082
(866) 717-4556 Toll Free
Email:sweetwater@sweetwatermortgage.com
Houston:Jim Norris (RMLO #304627)
908 Town & Country Blvd #120
Houston, Tx 77024
(281) 970-1082 ext 1
(866) 717-4556 ext 1
Email:jim@sweetwatermortgage.com
Houston:Elle Roloff-Norris (RMLO #304630)
908 Town & Country Blvd #120
Houston, TX 77024
281-970-1082 ext 2
866-717-4556 ext 2
Email:elle@sweetwatermortgage.com


 

 Don't forget to mention you saw

 it on eprohomes.net, Heidi Johnson's Realtor Website!

 

LoanStarr Mortgage Company - click here

Janet Thomason - Lic. 52205

936-203-1426

 

 

Rent vs Buy Calculator - click here

 

 



 

 

HomePath Mortgage Lenders (Partial List) for TEXAS click here


  

 

  • Rural Development  Housing & Community Facilities Programs - click here

 

 

 

  • Mortgage - calculators, more information, credit reports etc.  - click here 

 

 

  • Loan Company (includes commercial loans) - click here

 

 

 

Click banner for more information.

 


Other Mortgage Companies:
 
  • Network Funding - 281-895-9960
  • Bank of  Texas - 713-578-3429
  • Hometrust Mortgage - Cindy Smith  281-376-5000



Call me about loans given to Foreign Nationals - 832-603-9111

 

Credit Area
 
HOW TO FIX MY CREDIT REPORT - click here (big file takes a minute to download to your computer in PDF form)
 
 
Healing a Wounded Credit score - VERY HELPFUL! - click here
 
Before you make any payments to a credit collection agency talk with your mortgage guy or financial person first. 
Here is ONE example of a credit debt settlement letter
you have them AGREE in writing by email and or letter first before sending any money!  click here  - in a PDF format
NEVER give them access to your main checking account!
Pay by credit card, MO or cashier checks.
 
 Is YOUR credit costing YOU?! Click here to find out.
 
Consumer Credit - click here 
Credit Reports
 
Annual Credit Report - click here
 
My free fico score - click here
 
Credit.com  - click here
 
Free Credit Report - click here
 
Credit Karma - click here
 
Guage my ID theft potential - click here

Get your credit reports from the BIG three.

Equifax: 800-685-1111
Experian: 888-397-3742
TransUnion: 800-916-8800

 

Know the RULES - guideline to the rules on debt- credit - click here

 

 

 

My loan is adjusted by the LIBOR rate. Where do I find it? click here 

 

What types of Mortgages are out there? 

Click here to see the video by Bloomberg.

 

Consumer Credit - click here 

What Do the Loan Officers have to say?

Click here


Bank Rates:

 

Bank of America - click here

 

Wells Fargo -  click here

 

BankRate - click here

 

 

 

 

 New! Espanol - HUD - click here for programs and what the government is offering.

 


*call to verify - rates, claims etc change.